Home Care Package vs NDIS 2025

Generally no - you cannot receive both NDIS and a Home Care Package simultaneously. They are designed as alternative programs serving different populations.

Exceptions:

• If needs are clearly separate (rare)
• Transitional period when moving between programs

If you're eligible for NDIS, it's usually the better option due to higher funding and flexibility.

If you're already on NDIS when you turn 65, you have a choice:

• Stay on NDIS - Continue receiving your current supports. Most people choose this as NDIS typically provides more funding.
• Transition to aged care - Move to Home Care Package or residential care. Once you leave NDIS, you cannot return.

Important: You cannot join NDIS for the first time after age 65. If you develop a disability after 65, you would access aged care services instead.

NDIS is generally more generous, but "better" depends on your situation:

NDIS advantages:

• Higher average funding
• More flexibility in spending
• No daily fee
• Broader range of supports

Home Care Package may be better if:

• You're over 65 and not on NDIS
• Your needs are age-related, not disability-related
• You don't meet NDIS disability criteria

You may qualify for NDIS if:

• You're under 65 years old
• You have a permanent disability
• Your disability significantly affects daily life
• You're an Australian resident

You may qualify for aged care if:

• You're 65+ (or 50+ for Aboriginal/Torres Strait Islander)
• You need help to keep living at home
• Your needs are primarily age-related

Tip: If you're under 65 with a disability, try NDIS first.

Generally no. If you're already receiving aged care (HCP or residential), you typically cannot access NDIS.

Possible exception: If you acquired your disability before 65 and weren't previously assessed for NDIS, you may be able to apply. This is rare.

Recommendation: If you're under 65 and have a disability, always explore NDIS eligibility BEFORE applying for aged care services.