Home Care Package Calculator 2025
Calculate how many hours of care you can get with your home care package budget. See funding amounts, fees, and estimated weekly care hours for all 4 package levels.
2025 Package Funding Amounts
Fees You May Pay
The basic daily fee applies to everyone. The income tested fee only applies if your income is above the threshold.
Disclaimer: This calculator provides estimates only. Actual hours depend on your provider's fees and the services you choose. Contact your provider for exact costs.
Calculate Your Care Hours
Select your package level and see how many hours of care you could receive.
Typical rates: $50-65/hr for personal care, $45-55/hr for domestic. Adjust based on your provider.
Most providers charge 15-25% for case management, care coordination, and admin. Check your provider's fees.
Your Estimated Care Hours
Weekly Hours
4.5
hours/week
Annual Hours
234
hours/year
Budget Breakdown (Weekly)
Example Services You Could Get
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Frequently Asked Questions
A Level 2 home care package provides approximately $18,622 per year ($358 per week). After the basic daily fee of $12.75/day ($89.25/week) and typical case management fees (15-25%), you have around $200-270 per week available for direct care services.
At typical rates of $50-60/hour, this equates to approximately 4-5 hours of care per week. Your actual hours will vary based on:
- Your provider's hourly rates
- Case management and admin fees charged
- The mix of services you choose (nursing costs more than domestic help)
- Whether you pay an income tested fee
The basic daily fee for all home care packages in 2025 is $12.75 per day ($89.25 per week or $4,654 per year). This fee is the same regardless of your package level.
This fee is designed to contribute towards the cost of your care - similar to what you might pay for daily living expenses if you weren't receiving a package.
Some people may also pay an income tested care fee of up to $34.62 per day based on their income. This doesn't apply if you receive a full Age Pension.
A Level 4 home care package provides $61,826 per year ($1,189 per week) in 2025. This is the highest level of funding available.
Level 4 is designed for people with high-level care needs who require significant daily support. After fees, you can typically access 15-20+ hours of care per week.
| Package Level | Annual Funding | Weekly Funding |
|---|---|---|
| Level 1 (Basic) | $10,588 | $203 |
| Level 2 (Low) | $18,622 | $358 |
| Level 3 (Intermediate) | $40,675 | $782 |
| Level 4 (High) | $61,826 | $1,189 |
Yes! You have significant flexibility in how you spend your home care package budget. You work with your provider to create a care plan tailored to your needs.
Services you can typically access include:
- Personal care - showering, dressing, grooming assistance
- Domestic assistance - cleaning, laundry, meal preparation
- Nursing care - medication management, wound care
- Allied health - physiotherapy, podiatry, dietetics
- Social support - companionship, community access
- Transport - to appointments and activities
- Home modifications - rails, ramps, bathroom modifications
- Assistive equipment - mobility aids, daily living aids
The income tested care fee is an additional fee some people pay based on their income. The maximum is $34.62 per day ($12,636 per year) in 2025.
You won't pay this fee if:
- You receive a full Age Pension
- Your income is below the threshold
- You hold a Commonwealth Seniors Health Card
Services Australia assesses your income to determine if and how much income tested fee you pay. This assessment is separate from your ACAT assessment.
Wait times for home care packages vary by level and location. Current typical wait times:
- Level 1-2: 3-6 months
- Level 3: 6-9 months
- Level 4: 9-12+ months
While waiting, you may be offered an interim lower-level package. For example, if you're approved for Level 4 but it's not available, you might receive a Level 2 package while you wait.
Check My Aged Care for current wait times in your area.